Principal^® Real Start

We’ve created a personalized platform to help participants, no matter if it’s a transitioning plan or newly eligible participant. And no matter the plan design.

Help secure account access:

• Create a unique username and strong password

• Get started with 2-factor authentication

During a transition, it's good to know where the money is in the process with this money tracker.

On the dashboard, there are action items that participants can complete, including setting a contribution rate, adding or reviewing a beneficiary, adding communication preferences, and a link to more retirement planning resources when onboarding is complete.

The dashboard is available any time up to 90 days after effective date or until the transfer money has been deposited.

First up, contributions (for non-mapping scenarios).

After the account setup process, there's access to applicable required notices. Links to notices will also be available on most screens within the platform.

The experience includes educational messaging around starting off with saving 10% and information about starting small and building with an annual increase.

Setting a different rate is also available.

The platform provides the ability to split the contributions between pre-tax and Roth (if allowed).

Set up an annual increase to the contribution amount (if allowed) Indicate the annual increase amount

Put a cap on how high their contribution rate should go Choose the effective date of the increase (if allowed)

Investments can be confusing, so we’re making it simpler to either set investments later—which means going to the plan’s default—or do it now.

First shown is the Quick Option—chosen by their organization

May be based on normal retirement age and level of comfort with risk

Deciding between all the different investment options is a known pain point. Many don’t feel that they have enough information to make an educated decision, so we’re providing additional context and education about investment options.

Deciding between all the different investment options is a known pain point. Many don’t feel that they have enough information to make an educated decision, so we’re providing additional context and education about investment options.

For those who want to review all the investment options, the platform includes:

• Helpful descriptions

• Access to the investor profile quiz

• Ability to see the quick option or quick choice (if applicable)* and pre-built and build your own portfolios

*For plans with a QDIA. Features displayed may not be available on all plans – refer to your plan for applicable features. For illustrative purposes only.

There's also the ability to rollover eligible outside retirement funds to get a holistic view of retirement planning.

For those who have questions, the right side expands and provides some FAQs.

Once complete, we celebrate this moment.

Adding the pay and paycheck frequency helps to see how much each paycheck will be impacted.

Increase the percentage rate, and the right rail shows the contribution per paycheck. 

We’ve created a personalized platform to help participants, no matter if it’s a transitioning plan or newly eligible participant. And no matter the plan design.

Help secure account access:

• Create a unique username and strong password

• Get started with 2-factor authentication

First up, contributions.

After the account setup process, there's access to applicable required notices. Links to notices will also be available on most screens within the platform.

If they’re automatically enrolled, they’ll see pending rate information
Review the pending rate chosen by the organization
Keep the company’s chosen rate or pick a different rate

The platform includes educational messaging around starting off with saving 10% and information about starting small and building with an annual increase.

Setting a different rate is also available.

The platform provides the ability to split the contributions between pre-tax and Roth (if allowed).

Set up an annual increase to the contribution amount (if allowed)
Indicate the annual increase amount
Put a cap on how high their contribution rate should go
Choose the effective date of the increase (if allowed)

Investments can be confusing, so we’re making it simpler to either set investments later—which means going to the plan’s default—or do it now.

First shown is the Quick Option—chosen by their organization

May be based on normal retirement age and level of comfort with risk

Deciding between all the different investment options is a known pain point. Many don’t feel that they have enough information to make an educated decision, so we’re providing additional context and education about investment options.

For those who want to review all the investment options, the platform includes:

• Helpful descriptions

• Access to the investor profile quiz

• Ability to see the quick option or quick choice (if applicable)* and pre-built and build your own portfolios

*For plans with a QDIA. Features displayed may not be available on all plans – refer to your plan for applicable features. For illustrative purposes only.

There's also the ability to rollover eligible outside retirement funds to get a holistic view of retirement planning.

For those who have questions, the right side expands and provides some FAQs.

Once complete, we celebrate this moment.

On the dashboard, there are additional action items that may not have completed, including adding or reviewing a beneficiary, adding communication preferences, and a link to more retirement planning resources when onboarding is complete.

Adding the pay and paycheck frequency helps to see how much each paycheck will be impacted.

Increase the percentage rate, and the right rail shows the contribution per paycheck. 

We’ve created a personalized platform to help participants, no matter if it’s a transitioning plan or newly eligible participant. And no matter the plan design.

Help secure account access:

• Create a unique username and strong password

• Get started with 2-factor authentication

First up, contributions.

After the account setup process, there's access to applicable required notices. Links to notices will also be available on most screens within the platform.

The platform includes educational messaging around starting off with saving 10% and information about starting small and building with an annual increase.

Setting a different rate is also available.

The platform provides the ability to split the contributions between pre-tax and Roth (if allowed).

Set up an annual increase to the contribution amount (if allowed) Indicate the annual increase amount

Put a cap on how high their contribution rate should go Choose the effective date of the increase (if allowed)

Investments can be confusing, so we’re making it simpler to either set investments later—which means going to the plan’s default—or do it now.

First shown is the Quick Option—chosen by their organization

May be based on normal retirement age and level of comfort with risk

Deciding between all the different investment options is a known pain point. Many don’t feel that they have enough information to make an educated decision, so we’re providing additional context and education about investment options.

For those who want to review all the investment options, the platform includes:

• Helpful descriptions
• Access to the investor profile quiz
• Ability to see the quick option or quick choice (if applicable)* and pre-built and build your own portfolios

*For plans with a QDIA. Features displayed may not be available on all plans – refer to your plan for applicable features. For illustrative purposes only.

There's also the ability to rollover eligible outside retirement funds to get a holistic view of retirement planning.

For those who have questions, the right side expands and provides some FAQs.

Once complete, we celebrate this moment.

On the dashboard, there are additional action items that may not have completed, including adding or reviewing a beneficiary, adding communication preferences, and a link to more retirement planning resources when onboarding is complete.

First up, contributions (for non-mapping scenarios).

After the account setup process, there's access to applicable required notices. Links to notices will also be available on most screens within the platform.

Adding the pay and paycheck frequency helps to see how much each paycheck will be impacted.

Increase the percentage rate, and the right rail shows the contribution per paycheck. 

We’ve created a personalized platform to help participants, no matter if it’s a transitioning plan or newly eligible participant. And no matter the plan design.

Our experience is also available in Spanish using transcreation not translation. That means we’re using a bicultural approach to how we talk to participants.

Help secure account access:

• Create a unique username and strong password

• Get started with 2-factor authentication

We’ll continue to make enhancements like addressing account setup in Spanish.

Changing the language on the screen is simply the click of a button.

The platform includes educational messaging around starting off with saving 10% and information about starting small and building with an annual increase..

Investments can be confusing, so we’re making it simpler to either set investments later—which means going to the plan’s default—or do it now.

First shown is the Quick Option—chosen by their organization

May be based on normal retirement age and level of comfort with risk

For those who want to review all the investment options, the platform includes:

• Helpful descriptions

• Access to the investor profile quiz

• Ability to see the quick option or quick choice (if applicable)* and pre-built and build your own portfolios

*For plans with a QDIA. Features displayed may not be available on all plans – refer to your plan for applicable features. For illustrative purposes only.

There's also the ability to rollover eligible outside retirement funds to get a holistic view of retirement planning.

For those who have questions, the right side expands and provides some FAQs.

Once complete, we celebrate this moment.

On the dashboard, there are additional action items that may not have completed, including adding or reviewing a beneficiary, adding communication preferences, and a link to more retirement planning resources when onboarding is complete.