Flexible Pension Builder rider

Potential growth with guarantees

Create guaranteed income while still accumulating. Principal® Pivot Series with Flexible Pension Builder rider allows your clients to create guaranteed income at a pace that works for them—and without the extra fees often associated with guaranteed income riders.

Income three ways. Pivot’s Flexible Pension Builder rider is automatically issued for clients who meet the age requirements and are the sole owner or annuitant. And we offer them three different ways to lock in their investment gains. Clients can choose the one that works for them.

There are different ways to transfer money into the Flexible Pension Builder:


Automatically transfer 3% or 5% of your accumulated value each contract anniversary.


Transfer all or a portion of your accumulated value at any time.


Choose the market sweep feature.

Fixed period income solutions icon

Fixed period income solutions. The Flexible Pension Builder rider can be used to create lifetime income, but it can also be used to create short-term income solutions for those who need it.

Pivot resources

Flexible pension
builder rider

A bridge to
early retirement

Three ways to
create income

Learn more

Contact your local Principal® rep to ask about variable annuity solutions: 

Call today: 800-309-1623
Request more information and we'll be in touch as soon as possible.

For financial professional use only. Not for distribution to the public.


Guarantees are based on the claims-paying ability of Principal Life Insurance Company.


The Principal Pivot Series Variable Annuity is issued by Principal Life Insurance Company and distributed by Principal Securities, Inc, 800-852-4450, member SIPC and/or independent broker/dealers. Securities offered by a Principal Securities, Inc. Registered Representative are offered through Principal Securities, Inc. Principal Life and Principal Securities, Inc. are members of the Principal Financial Group, Des Moines, Iowa 50392.



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The subject matter in this communication is educational only and provided with the understanding that Principal® is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.


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