Guaranteed income – three different ways

Principal® Lifetime Income Solutions II (PLIS II) offers three different guaranteed minimum withdrawal benefit (GMWB) riders1. The right one for your client might depend on whether they need income now or if they plan to wait a few years. Our riders offer different levels of bonus income, step-ups, and guaranteed payout rates—but all of them guarantee income for life.

“One of the best things about an annuity is that you know your basic expenses are always going to be covered. Less worry. Less stress. We don’t want to be stressed every month at this point in our life.”
Every client is unique and finding the right fit means knowing what their goals are. This chart can help you ask the right questions.
Guaranteed income - table containing details for asking the correct questions with your client

PLIS II resources

Three guaranteed
income riders

Target income

Flexible Income

Flexible Income
Protector Plus

PLIS II quick

Learn more

Contact your local Principal┬« rep to ask about variable annuity solutions: 

Call today: 800-309-1623
Request more information, and we'll be in touch as soon as possible.

1 Each of our GMWB riders has an annual rider charge.

For financial professional use only. Not for distribution to the public.


Guarantees are based on the claims-paying ability of Principal Life Insurance Company.


Tax-qualified retirement arrangements, such as IRAs, SEPs and SIMPLE-IRAs are tax deferred. You derive no additional benefit from the tax-deferral feature of the annuity. Consequently, an annuity should be used to fund an IRA, or other tax-qualified retirement arrangement, to benefit from the annuity's features other than tax deferral. These features may include guaranteed lifetime income, death benefits without surrender charges, guaranteed caps on fees and the ability to transfer among investment options without sales or withdrawal charges.


Principal® Lifetime Income Solutions II Variable Annuity issued by Principal Life Insurance Company. Securities offered through Principal Securities, Inc., 800-852-4450, member SIPC and/or independent broker/dealers. Principal Life and Principal Securities are members of the Principal Financial Group®, Des Moines, Iowa 50392.



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The subject matter in this communication is educational only and provided with the understanding that Principal® is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.

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