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Transitioning to retirement

The shift from worker to retiree may be challenging for many individuals. Creating a long-term financial plan that incorporates lifetime income options can be a key to finding both greater success and happiness. Get insights and resources to connect the dots between individual needs and strategies that work.


Young woman holding a piece of paper while reviewing her retirement plans

Creating income in retirement: An elusive concept for many

A recent Principal® Retirement Security Survey (fielded in March 2022) sheds light on workers' thoughts on saving, planning, and creating retirement income—and finds a few areas where confidence is lacking.

Young woman holding a piece of paper while reviewing her retirement plans
Young man holding tablet while reviewing his retirement plans

Retirement income remains a stable focus

Despite COVID's impacts, saving for and generating income in retirement is front-of-mind for both workers and employers. Find out what specific topics rise to the top of the list when it comes to retirement income.
FIELDED IN JANUARY 2021

Principal® Retirement Security Survey

Woman sitting in cafe while working on computer and smiling.

I would feel more confident with my retirement savings and finances if I knew projections of how much I will need when the time comes, how much outflow of money there will be, and how long it will last ... and what I need to do each month from here on out to reach the goal I need.

Survey respondant (Worker)*

Common approaches to retirement income

Among very confident retirees, those who chose income flooring over other common approaches are:1

86% of retirees are happiest
The happiest
70% of retirees are emotionally prepared for retirement
Most emotionally prepared for retirement
73% of retirees are confident they will have enough money through retirement
Confident they'll have enough money to live comfortably through retirement

Want to learn more?

Check out these helpful resources and materials below. Still have questions? Reach out to your local Principal® representative or support team.

1 2021 Principal® Retirement Income survey.


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This information is educational only and provided with the understanding that Principal® is not rendering consulting, legal, accounting, investment or tax advice. You should consult with appropriate individuals including counsel, financial professional or other advisors on all matters pertaining to business, legal, tax, investment or accounting obligations and requirements.


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