Principal® Milestones

We know you have competing financial priorities and that there’s a lot to think about — both now and later. That’s why we’re partnering with experts like those from Enrich and ARAG to help you live well today and plan well for tomorrow.
We know you have competing financial priorities and that there’s a lot to think about — both now and later. That’s why we’re working with Enrich and ARAG to help you live well today and plan well for tomorrow. Access our educational and planning materials as well as those from Enrich and ARAG below.

Plan for today

Plan for tomorrow

Pay off student loans

Repaying your student loans

Starting with the basics, this quick course explains the tools and resources available to you as a student loan borrower and the repayment options you may have.
Sign into Enrich and take it now

Are you on track?

Track all your student loans and compare repayment options in this convenient and easy interactive experience.
Sign into Enrich and try it now

Repayment strategies and resources

Browse Enrich's library of articles, videos, infographics and calculators to review more of what you need to know about effective strategies for student loan repayment.
Learn more with Enrich

Build a budget

Calculate your emergency fund target

Setting up an emergency fund can be a financially savvy way to save money for the unexpected. Estimate how much money you may want to put aside for surprise expenses.
Sign into Enrich and try it now

3 tips to stay on track

Did you set a financial goal for this year that’s fallen by the wayside? We get it — it’s tough to save when trying to keep up with your day-to-day expenses. Get some tips that may help you make and stick to your financial resolutions this year.
Watch a Principal webinar now

5 steps to a better budget

Personal finances stressing you out? Managing it all can be difficult, but a budget can help. Once you get started, you may realize budgeting isn’t as hard as you thought.
Watch a Principal webinar now

Budgeting why’s and how’s

This quick course begins with the basics: Why budgeting is crucial, and how to do it. Next, you’ll be guided through exercises to help you assess your unique situation and goals
Sign into Enrich and take it now

Ready to get started budgeting?

Now that you’ve learned the why’s and how’s of budgeting, it’s time to build yours. With Enrich's interactive resource, you can plan for expenses, set goals and help keep your personal finances on track.
Sign into Enrich and try it now

Downsize debt

How much house may you be able to afford?

Taking on distinct types of debt can be key to managing it over time. This resource helps break down home prices in your area, so you can see how much mortgage you may be able to take on.
Sign into Enrich and try it now

Little things add up

How much do your daily expenses cost over time? Calculate some information about the potential long-term effect of your daily spending.
Sign into Enrich to read on

Like to know all your options?

Enrich's in-depth guide covers more of what you may need to know about managing debt: debts to typically pay most aggressively, when it’s generally OK to have debt and different repayment options.
Visit Enrich to read on

Save now vs. Pay down

As you save money, you may see benefits of compound earnings. Alternatively, the effects of compounding also grows on your debts. Want to learn more about savings strategies?
Visit Enrich to read more

Managing debt — now and later

Most of us must take on debt at some point. That’s OK if it’s a manageable level — one you can easily afford and quickly pay off. Get tips to help keep debt from derailing your long-term goals.
Watch a Principal webinar now

Understand your credit score

How did you get here?

You may know what your credit score is, but you may not know exactly how it is calculated. In this article from Principal, learn more of what you need to know about credit, including how to see your score and some of the do’s and don’ts of improving.
Read more from Principal

What is credit, and how does it work?

You’ve heard of a credit score, and maybe that’s it. Get caught up with Enrich's guide to the basics of credit and how it might affect your financial situation.
Sign into Enrich to read on

Do you know your credit score?

Only an official credit report can give you a completely accurate result, but this credit score calculator can help you estimate your score — and understand where you stand.
Sign into Enrich to try it now

Learn about Enrich

You can calculate your credit score, build an interactive budget, see a snapshot of your student loans and much more. It’s personal finance, personalized.

Explore Enrich

Learn on demand

Financial education in 30 minutes or less? Sounds too good to be true! You can register for an upcoming webinar or watch a replay on your own time.

Watch webinars now

Learn about ARAG

ARAG was founded more than 80 years ago with a mission to provide affordable legal representation to all. Today, you can prepare legal documents at no cost and more.

Get started

You may have to create an account with Enrich or ARAG, or login to your Principal account, to access these resources.

Learn about Enrich

You can estimate your credit score, build an interactive budget, see a snapshot of your student loans and much more. It’s personal finance, personalized.

Explore Enrich

Learn on demand

Financial education in 30 minutes or less? Sounds too good to be true! You can register for an upcoming webinar from Principal or watch a replay on your own time.

Watch Principal webinars now

Learn about ARAG

ARAG was founded more than 80 years ago with a mission to provide affordable legal representation to all. Today, you can prepare legal documents at no cost and more.

Get started with ARAG

The value-added resources provided through ARAG Services, LLC (ARAG®) and iGrad, Inc. (Enrich) are not a part of any insurance products and plan administrative services provided through Principal Life Insurance Co or affiliated with any company of the Principal Financial Group®. All resources may be changed or canceled at any time.

 

The use of resources provided by ARAG® Services, LLC or Enrich should not be considered a substitute for consultation with an attorney or advisor. Principal® is not responsible for any loss, injury, claim, liability, or damages related to the use of the ARAG Will & Legal Document Center or Enrich resources.

Please remember that the ARAG legal documents are accurate and useful in many situations. Whether or not the document is right for you and your situation depends on your circumstances. If you want specific advice regarding your situation, consult an attorney. Information is intended to be educational in nature and is not intended to be taken as a recommendation. Enrich and ARAG Services, LLC are not an affiliate of any company of the Principal Financial Group.

 

Insurance products and plan administrative services provided through Principal Life Insurance Co., a member of the Principal Financial Group®, Des Moines, IA 50392.

 

© 2018 Principal Financial Services, Inc. 558705-530810-082018

Plan for today

Plan for tomorrow

Prepare your own legal documents

Time to think ahead

With access to ARAG’s free online resources, you and/or your spouse can prepare these legal documents: will, healthcare power of attorney, HIPAA authorization, durable power of attorney, living will, and medical treatment authorization for minors.
Sign into ARAG and get started

What's your risk plan?

Regardless of your age or finances, it’s good to consider risk planning, also known as estate planning. Then you’ll know your personal matters are handled the way you want if you’re not around or unable to make decisions.
Watch a Principal webinar

Save for learning

College savings cheat sheet

In this webinar, learn more about the benefits of saving early, some of the options you have for saving and tips on balancing both saving for college and retirement.
Watch a Principal webinar now

Understand 529 plans

A 529 plan is a tax-advantaged savings plan designed to encourage saving for future college costs. Here are some important details you need to know from Enrich.
Learn more with Enrich

Search for scholarships

There are thousands of scholarships available, depending on your background, academic area of interest and more. Use this resource to help find a quality scholarship that can work for you.
Search now with Enrich

Plan for health care

Make the most of your insurance

In this course, you can learn more about different health plan models, and develop the knowledge to assess your personal healthcare plan needs.
Sign into Enrich and take it now

The cost of long-term care

Paying for assisted living, home care, a nursing home or other healthcare costs can feel daunting. But don’t worry: You have options. This article from Principal can help you better understand your choices and what you may need to do next.
Read more from Principal

Caring for aging parents

No matter where you are in the caregiver journey, having a plan in place can help you manage your role while still taking care of your own needs. This webinar shares tips and resources to help you and your loved one along the way.
Watch a Principal webinar now

Are you prepared for long-term care?

Before purchasing long-term care insurance, there are many factors to consider including your age, health, income and support system. Learn more about what you need to know with Enrich.
Learn more with Enrich

Medicare 101

Federally run Medicare provides health coverage to millions of Americans. This video from Enrich covers the four parts of Medicare, eligibility requirements and coverage details.
Learn more with Enrich

Save for retirement

Are you on track?

Log into your account at Principal to use the Retirement Wellness Planner and see if you may be on track for the future you want.
Visit Principal
No account? No worries. You can still find your Retirement Wellness Score.

My Virtual Coach Checkup

My Virtual Coach is an interactive, personalized and educational retirement planning resource from Principal that can help you understand how changes in your life might impact your future goals.
Visit Principal

More retirement education

From articles to videos to calculators and more, logging in to your account with Principal gives you access to all kinds of retirement planning education.
Login and learn more

So, you got your first job?

Landing your first job is exciting. But juggling everyday expenses with saving for retirement and maybe paying down student loan debt can be tough. This webinar can help.
Watch a Principal webinar now

You may have to create an account with Enrich or ARAG, or login to your Principal account, to access these resources.

Learn about Enrich

You can calculate your credit score, build an interactive budget, see a snapshot of your student loans and much more. It’s personal finance, personalized.

Explore Enrich

Learn on demand

Financial education in 30 minutes or less? Sounds too good to be true! You can register for an upcoming webinar or watch a replay on your own time.

Watch webinars now

Learn about ARAG

ARAG was founded more than 80 years ago with a mission to provide affordable legal representation to all. Today, you can prepare legal documents at no cost and more.

Get started

Learn about Enrich

You can estimate your credit score, build an interactive budget, see a snapshot of your student loans and much more. It’s personal finance, personalized.

Explore Enrich

Learn on demand

Financial education in 30 minutes or less? Sounds too good to be true! You can register for an upcoming webinar from Principal or watch a replay on your own time.

Watch webinars now

Learn about ARAG

ARAG was founded more than 80 years ago with a mission to provide affordable legal representation to all. Today, you can prepare legal documents at no cost and more.

Get started with ARAG

The value-added resources provided through ARAG Services, LLC (ARAG®) and iGrad, Inc. (Enrich) are not a part of any insurance products and plan administrative services provided through Principal Life Insurance Co or affiliated with any company of the Principal Financial Group®. All resources may be changed or canceled at any time.

 

The use of resources provided by ARAG® Services, LLC or Enrich should not be considered a substitute for consultation with an attorney or advisor. Principal® is not responsible for any loss, injury, claim, liability, or damages related to the use of the ARAG Will & Legal Document Center or Enrich resources.

Please remember that the ARAG legal documents are accurate and useful in many situations. Whether or not the document is right for you and your situation depends on your circumstances. If you want specific advice regarding your situation, consult an attorney. Information is intended to be educational in nature and is not intended to be taken as a recommendation. Enrich and ARAG Services, LLC are not an affiliate of any company of the Principal Financial Group.

 

Insurance products and plan administrative services provided through Principal Life Insurance Co., a member of the Principal Financial Group®, Des Moines, IA 50392.

 

© 2018 Principal Financial Services, Inc. 558705-082018