Principal® Milestones
We know you have competing financial priorities and that there’s a lot to think about — both now and later. That’s why we’re partnering with experts like those from Enrich and ARAG to help you live well today and plan well for tomorrow.
We know you have competing financial priorities and that there’s a lot to think about — both now and later. That’s why we’re teaming with EnrichTM and ARAG® to help you live well today and plan well for tomorrow. Access our educational and planning materials as well as those from Enrich and ARAG below.
Plan for tomorrow
Help lower your stress
Money stress is a universal experience. How we respond can impact our financial well-being. For many of us, staying on top of our finances can feel stressful at times. You have a lot on your plate, let the Enrich® Money Mindfulness hub help you find more clarity with meditation, personality, and journaling tools and resources.
Explore Enrich resourcesOpens in a new window.
Pay off student loans
Repaying your student loans
Starting with the basics, this quick course explains the tools and resources available to you as a student loan borrower and the repayment options you may have.
Are you on track?
Track all your student loans and compare repayment options in this convenient and easy interactive experience.
Repayment strategies and resources
Browse Enrich's library of articles, videos, infographics, and calculators to review more of what you need to know about effective strategies for student loan repayment.
Downsize debt
How much house may you be able to afford?
Taking on distinct types of debt can be key to managing it over time. This resource helps break down home prices in your area, so you can see how much mortgage you may be able to take on.
Little things add up
How much do your daily expenses cost over time? Calculate some information about the potential long-term effect of your daily spending.
Like to know all your options?
Enrich's in-depth guide covers more of what you may need to know about managing debt: debts to typically pay most aggressively, when it’s generally OK to have debt, and different repayment options.
Save now vs. Pay down
As you save money, you may see benefits of compound earnings. Alternatively, the effects of compounding also grows on your debts. Want to learn more about savings strategies?
Managing debt—now and later
Most of us will take on debt at some point in our lives. The key is to maintain a manageable level of debt—one you can easily afford and quickly pay off. Learn tips to help keep debt from derailing your long-term goals.
Build a budget
Calculate your emergency fund target
Setting up an emergency fund can be a financially savvy way to save money for the unexpected. Estimate how much money you may want to put aside for surprise expenses.
3 tips to stay on track
Did you set a financial goal for this year that’s fallen by the wayside? We get it—it’s tough to save when trying to keep up with your day-to-day expenses. Get some tips that may help you make and stick to your financial resolutions this year.
5 steps to help build a better budget
As you begin your financial wellness journey, creating and sticking to a budget can be a great first step in practicing basic money management habits. Budgeting can also be a good way to help you achieve your short- and long-term financial goals—from paying off credit card debt, to saving for a down payment on a home.
Budgeting why’s and how’s
This quick course begins with the basics: Why budgeting is crucial, and how to do it. Next, you’ll be guided through exercises to help you assess your unique situation and goals
Ready to get started budgeting?
Now that you've learned the why's and how's of budgeting, you can now take time to build yours.
Plan for today
Plan for tomorrow
Prepare your own legal documents
Time to think ahead
With access to ARAG’s free online resources, you and/or your spouse can prepare these legal documents: will, healthcare power of attorney, HIPAA authorization, durable power of attorney, living will, and medical treatment authorization for minors.
What's your risk plan?
While we can’t predict the future, one thing is for certain: if you leave questions unanswered about your wishes for the future, it can make things more difficult for your family. Creating and formalizing an estate plan is one of the best things you can do for yourself and your loved ones.
Save for learning
College savings cheat sheet
In this webinar, learn more about the benefits of saving early, some of the options you have for saving and tips on balancing both saving for college and retirement.
Search for scholarships
There are thousands of scholarships available, depending on your background, academic area of interest, and more. Use this resource to help find a quality scholarship that can work for you.
Plan for health care
Make the most of your insurance
In this course, you can learn more about different health plan models, and develop the knowledge to assess your personal healthcare plan needs.
The cost of long-term care
Paying for assisted living, home care, a nursing home or other healthcare costs can feel daunting. But don’t worry: You have options. This article from Principal can help you better understand your choices and what you may need to do next.
Caring for aging parents
Many of us will care for an aging loved one at some point. It’s an important role, but it can also be a lot to take on. No matter where you are in the caregiver journey, having a plan in place can help you manage your role while still taking care of your own needs. This webinar shares tips and resources to help you and your loved one along the way.
Are you prepared for long-term care?
Before purchasing long-term care insurance, there are many factors to consider including your age, health, income and support system. Learn more about what you need to know with Enrich.
Medicare 101
Federally run Medicare provides health coverage to millions of Americans. This video from Enrich covers the four parts of Medicare, eligibility requirements and coverage details.
Save for retirement
Are you on track?
Log into your account at Principal to use the Retirement Wellness Planner and see if you may be on track for the future you want.
No account? No worries. You can still find your Retirement Wellness Score.
Financial Wellness Checkup
Now is a great time for a financial wellness checkup. It can give you a better understanding of how much progress you’ve made toward your goals. Listen in as we walk through four steps to help improve your overall financial wellness.
More retirement education
From articles and videos to calculators and more, logging in to your account with services by Principal gives you access to all kinds of retirement planning education.
So, you got your first job?
We all want to watch our savings grow. This webinar talks through retirement savings moves to consider during difficult life stages. Watch for ideas that can help you reach your goals.
Learn about Enrich
You can calculate your credit score, build an interactive budget, see a snapshot of your student loans and much more. It’s personal finance, personalized.
Learn on demand
Financial education in 30 minutes or less? Sounds too good to be true! You can register for an upcoming webinar or watch a replay on your own time.
Learn about ARAG
ARAG was founded more than 80 years ago with a mission to provide affordable legal representation to all. Today, you can prepare legal documents at no cost and more.
Learn hands-free
Ask Alexa for weekly retirement planning and financial tips from Principal that may help you make bite-sized progress.
Learn through Enrich
You can estimate your credit score, build an interactive budget, see a snapshot of your student loans and much more. It’s personal finance, personalized.
Learn on demand
Financial education in 30 minutes or less? Sounds too good to be true! You can register for an upcoming webinar from Principal or watch a replay on your own time.
Learn about ARAG
ARAG was founded more than 80 years ago with a mission to provide affordable legal representation to all. Today, you can prepare legal documents at no cost and more.
Principal® app
Saving for retirement should be simple and dreaming of your future should be fun. With our app, we'll help you plan on the fly and celebrate your progress as you go.
Learn about Enrich
You can calculate your credit score, build an interactive budget, see a snapshot of your student loans and much more. It’s personal finance, personalized.
Learn on demand
Financial education in 30 minutes or less? Sounds too good to be true! You can register for an upcoming webinar or watch a replay on your own time.
Learn about ARAG
ARAG was founded more than 80 years ago with a mission to provide affordable legal representation to all. Today, you can prepare legal documents at no cost and more.
Learn hands-free
Ask Alexa for weekly retirement planning and financial tips from Principal that may help you make bite-sized progress.
You may have to create an account with Enrich or ARAG, or login to your Principal account, to access these resources.
The value-added resources provided through ARAG Services, LLC (ARAG®) and iGrad, Inc. (EnrichTM) are not a part of any insurance products and plan administrative services provided through Principal Life Insurance Co. or affiliated with any company of the Principal Financial Group®. All resources may be changed or canceled at any time.
The use of resources provided by ARAG Services, LLC or Enrich should not be considered a substitute for consultation with an attorney or advisor. Principal® is not responsible for any loss, injury, claim, liability, or damages related to the use of the ARAG Will & Legal Document Center or Enrich resources.
Please remember that the ARAG legal documents, DIY Docs® are accurate and useful in many situations. Due to possible changes by a state, it is a good idea to periodically review a template used to be sure it is the most current template. Whether or not the document is right for you and your situation depends on your circumstances. If you want specific advice regarding your situation, consult an attorney.
Information is intended to be educational in nature and is not intended to be taken as a recommendation.
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