The PVC U.S. LargeCap Buffer Series offers four defined outcome investment options available exclusively through Principal variable annuities. These funds track the S&P 500 Price Return Index.
Similar to other defined outcome investments, our buffer accounts help protect against market volatility with a downside buffer. But we also provide full participation up to 10% and partial participation after 10%, meaning your client continues to benefit from investment gains during strong markets.
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Investments automatically roll over into new outcome period at year anniversary.
Protects clients from first 10 percent of any market losses.
Client gets first 10% of market gains, and partial participation in the market above that 10%.
-10% loss
0%
11.1%
-20% loss
11.1%
25%
-30% loss
25%
42.86%
Learn more about our variable annuities.
For financial professional use only. Not for distribution to the public.
Variable annuities are long-term investment products designed for retirement purposes and are subject to market fluctuation, investment risk, and possible loss of principal. Variable annuities contain both investment and insurance components and have fees and charges, including mortality and expense, administration, investment option fees. An annuity's value fluctuates with the market value of the underlying investment options, and all assets accumulate tax-deferred. Withdrawals of earnings are taxable as ordinary income and, if taken prior to age 591/2, may be subject to an additional 10% federal tax. Withdrawals will reduce the death benefit and cash surrender value.
Buffer and participation rates apply if investment is held from the beginning of the outcome period until the end of the outcome period. Investments can happen at any time during the outcome period; but results will vary. The buffer and participation rate will reset annually.
Annuity products and services are offered through Principal Life Insurance Company. Principal Variable Contracts Funds are distributed by Principal Funds Distributor, Inc. Securities offered through Principal Securities, Inc., member SIPC, and/or independent broker/dealers. Principal Life, Principal Funds Distributor, and Principal Securities are members of the Principal Financial Group®, Des Moines, IA 50392, principal.com.
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