Our meeting
Topics for discussion
- Principal
- Our Commitment
- Customer Care
- Plan Administrative Services
- Participant Experience and Technology
- Transitioning to Principal
Our meeting with you is scheduled for
October 16th at 11:00 am (ET)
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Meeting ID: 298 660 749 327
Passcode: Fr9oS2au
Your Service Team
* As of Dec. 31, 2025.
Thank you for considering us as your retirement plan service provider. We look forward to meeting with you soon to share how we can help make administering your retirement plan easier for you and seek to drive your participants to positive retirement outcomes.
4249356-022025
The Principal difference
Unlike other providers, retirement is at the heart of our business. Retirement and asset management operations represent 95% of our assets under management.1 We're committed to serving our retirement clients and investing in our business.
Retirement and benefits education is an ongoing dialogue with your employees. We work with our clients to nurture two-way communication and support the financial security of a diverse team.
12.3 million
retirement
participants2
Retirement is at our core
401(k) recordkeeper3
Nonqualified deferred compensation4
Defined benefit5
Pension risk transfer provider6
Assets under custody7
Employee stock ownership8
Committed to keeping customers’ assets and information secure
You can feel confident we have the people, processes, and technology in place to help safeguard access to your employees’ data and retirement savings. Plus, we constantly monitor, test, and adjust our security features. Visit principal.com/cybersecurity to learn more.
Safeguarding customers’ info is a top priority
Our approach, paired with third-party expertise, provides flexibility to act quickly on any potential threats. We go beyond the Department of Labor cybersecurity best practices by:
- Requiring two-factor authentication upon account registration
- Evolving authentication to include technology like digital identity verification authentication and passcodes
- Conducting ongoing third-party cyber attack testing
- Working closely with local, state, and national government agencies
- Conducting background checks on all employees
- Having cybersecurity insurance
- Serving as active members of industry groups such as
- SPARK Data Security Oversight Board
- FS-ISAC
Our simple customer protection guarantee
Principal will reimburse participants’ employer-sponsored retirement accounts for losses from unauthorized activity occurring through no fault of their own.9
Third-party validation
Independent auditing firm reviews and evaluates our controls related to security, confidentiality, and availability of customer data in SOC 2 Type 2 report.
Simplifying retirement plan management
With 80+ years in the retirement business we understand that each client and retirement plan is unique.12 We strive to get to know you better so we can provide innovative solutions to help you more easily manage your retirement plan and achieve your plan goals.
What’s important to you
At Principal® we offer products and services to help make your job easier and seek to help your participants get and stay on track to reaching retirement readiness. Based on our recent conversation, we think your organization will greatly value these capabilities.
"We’re helping our customers build a strong financial future while advancing the financial inclusion conversation around the globe."
Deanna Strable
President and Chief Executive Officer
President and Chief Executive Officer
Thank you for your consideration.
1 As of Dec. 31, 2025.
2 As of Dec. 31, 2025. Includes defined contribution plan participants and defined benefit participants and retirees. Participant count is rounded.
disclosures. For other updates, visit www.principal.com.
3 Based on number of DC plan participants, 2025 PLANSPONSOR Recordkeeping Survey, June 2025.
4 Based on number of NQDC plans (excluding 457 plans), 2025 PLANSPONSOR Recordkeeping Survey, June 2025.
5 Based on number of plans, 2025 PLANSPONSOR Defined Benefit Administration Survey, September 2025.
6 Based on 2024 PRT sales based on assets. LIMRA U.S. Group Annuity Risk Transfer Survey, Q4 2024.
7 Assets under administration (AUA) as of Dec. 31, 2025.
8 Based on number of ESOPs, 2025 PLANSPONSOR Recordkeeping Survey, June 2025.
9 The Customer Protection Guarantee applies to employer-sponsored retirement plans record kept by Principal® including defined benefit, defined contribution, employee stock ownership plans, retirement accounts with pension payments made through Principal® Custody Solutions, and nonqualified deferred compensation plans with distributions made through Principal. It's effective for unauthorized activity that occurs after participants have registered their account online, provided their contact information, and kept it up to date in the event of changes. Guarantee details are subject to change. www.principal.com/customer-protection-guarantee.
10 Chief Security Officer (CSO) Award, June 2025.
11 CIO 100 Award, March 2025.
12 Principal Financial Group was founded in 1879 and began providing retirement plan services in 1941.
The subject matter in this communication is educational only and provided with the understanding that Principal® is not rendering legal, accounting, investment or tax advice. You should consult with appropriate counsel, financial professionals, and other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.
Insurance products and plan administrative services provided through Principal Life Insurance Company®. Securities offered through Principal Securities, Inc., member SIPC and/or independent broker/dealers. Referenced companies are members of the Principal Financial Group®, Des Moines, IA 50392.
Principal®, Principal Financial Group®, Principal Asset ManagementSM, and Principal and the logomark design are registered trademarks and service marks of Principal Financial Services, Inc., a Principal Financial Group company, in various countries around the world and may only be used with the permission of Principal Financial Services, Inc.
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