Repaying your student loans
Starting with the basics, this quick course explains the tools and resources available to you as a student loan borrower and the repayment options you may have.
Are you on track?
Track all your student loans and compare repayment options in this convenient and easy interactive experience.
Repayment strategies and resources
Browse Enrich's library of articles, videos, infographics and calculators to review more of what you need to know about effective strategies for student loan repayment.
How much house may you be able to afford?
Taking on distinct types of debt can be key to managing it over time. This resource helps break down home prices in your area, so you can see how much mortgage you may be able to take on.
Little things add up
How much do your daily expenses cost over time? Calculate some information about the potential long-term effect of your daily spending.
Like to know all your options?
Enrich's in-depth guide covers more of what you may need to know about managing debt: debts to typically pay most aggressively, when it’s generally OK to have debt and different repayment options.
Save now vs. Pay down
As you save money, you may see benefits of compound earnings. Alternatively, the effects of compounding also grows on your debts. Want to learn more about savings strategies?
Managing debt — now and later
Most of us must take on debt at some point. That’s OK if it’s a manageable level — one you can easily afford and quickly pay off. Get tips to help keep debt from derailing your long-term goals.
Calculate your emergency fund target
Setting up an emergency fund can be a financially savvy way to save money for the unexpected. Estimate how much money you may want to put aside for surprise expenses.
3 tips to stay on track
Did you set a financial goal for this year that’s fallen by the wayside? We get it — it’s tough to save when trying to keep up with your day-to-day expenses. Get some tips that may help you make and stick to your financial resolutions this year.
5 steps to a better budget
Personal finances stressing you out? Managing it all can be difficult, but a budget can help. Once you get started, you may realize budgeting isn’t as hard as you thought.
Budgeting why’s and how’s
This quick course begins with the basics: Why budgeting is crucial, and how to do it. Next, you’ll be guided through exercises to help you assess your unique situation and goals
Ready to get started budgeting?
Now that you’ve learned the why’s and how’s of budgeting, it’s time to build yours. With Enrich's interactive resource, you can plan for expenses, set goals and help keep your personal finances on track.
Time to think ahead
With access to ARAG’s free online resources, you and/or your spouse can prepare these legal documents: will, healthcare power of attorney, HIPAA authorization, durable power of attorney, living will, and medical treatment authorization for minors.
What's your risk plan?
Regardless of your age or finances, it’s good to consider risk planning, also known as estate planning. Then you’ll know your personal matters are handled the way you want if you’re not around or unable to make decisions.
College savings cheat sheet
In this webinar, learn more about the benefits of saving early, some of the options you have for saving and tips on balancing both saving for college and retirement.
Understand 529 plans
A 529 plan is a tax-advantaged savings plan designed to encourage saving for future college costs. Here are some important details you need to know from Enrich.
Search for scholarships
There are thousands of scholarships available, depending on your background, academic area of interest and more. Use this resource to help find a quality scholarship that can work for you.
Make the most of your insurance
In this course, you can learn more about different health plan models, and develop the knowledge to assess your personal healthcare plan needs.
The cost of long-term care
Paying for assisted living, home care, a nursing home or other healthcare costs can feel daunting. But don’t worry: You have options. This article from Principal can help you better understand your choices and what you may need to do next.
Caring for aging parents
No matter where you are in the caregiver journey, having a plan in place can help you manage your role while still taking care of your own needs. This webinar shares tips and resources to help you and your loved one along the way.
Are you prepared for long-term care?
Before purchasing long-term care insurance, there are many factors to consider including your age, health, income and support system. Learn more about what you need to know with Enrich.
Medicare 101
Federally run Medicare provides health coverage to millions of Americans. This video from Enrich covers the four parts of Medicare, eligibility requirements and coverage details.
Are you on track?
Log into your account at Principal to use the Retirement Wellness Planner and see if you may be on track for the future you want.
My Virtual Coach Checkup
My Virtual Coach is an interactive, personalized and educational retirement planning resource from Principal that can help you understand how changes in your life might impact your future goals.
More retirement education
From articles to videos to calculators and more, logging in to your account with Principal gives you access to all kinds of retirement planning education.
So, you got your first job?
Landing your first job is exciting. But juggling everyday expenses with saving for retirement and maybe paying down student loan debt can be tough. This webinar can help.
You can estimate your credit score, build an interactive budget, see a snapshot of your student loans and much more. It’s personal finance, personalized.
Financial education in 30 minutes or less? Sounds too good to be true! You can register for an upcoming webinar from Principal or watch a replay on your own time.
ARAG was founded more than 80 years ago with a mission to provide affordable legal representation to all. Today, you can prepare legal documents at no cost and more.
Saving for retirement should be simple and dreaming of your future should be fun. With our app, we'll help you plan on the fly and celebrate your progress as you go.
You may have to create an account with Enrich or ARAG, or login to your Principal account, to access these resources.
The value-added resources provided through ARAG Services, LLC (ARAG®) and iGrad, Inc. (EnrichTM) are not a part of any insurance products and plan administrative services provided through Principal Life Insurance Co. or affiliated with any company of the Principal Financial Group®. All resources may be changed or canceled at any time.
The use of resources provided by ARAG Services, LLC or Enrich should not be considered a substitute for consultation with an attorney or advisor. Principal® is not responsible for any loss, injury, claim, liability, or damages related to the use of the ARAG Will & Legal Document Center or Enrich resources.
Please remember that the ARAG legal documents, DIY Docs® are accurate and useful in many situations. Due to possible changes by a state, it is a good idea to periodically review a template used to be sure it is the most current template. Whether or not the document is right for you and your situation depends on your circumstances. If you want specific advice regarding your situation, consult an attorney.
Information is intended to be educational in nature and is not intended to be taken as a recommendation.
© 2022 Principal Financial Services, Inc.
2288529 | 2101695-032022